Revolutionize Your Insurance: Policyholder United
Owned by You, For You
Cut premiums by up to 30%, get lightning-fast claims, and join a community that fights back against climate chaos in Florida and California.
The Broken System That's Failing Homeowners
The insurance industry wasn't built for climate change. Here's how it's failing you.
Skyrocketing Premiums
Florida homeowners have seen insurance premiums surge by over 50% due to hurricane risks, making coverage unaffordable for thousands.
Insurer Exodus
Major insurance companies are abandoning California wildfire zones, leaving homeowners with limited or no coverage options.
Endless Claim Denials
Complex bureaucracy and unfair practices lead to legitimate claims being denied, leaving families stranded in disasters.
Eroding Trust
Opaque policies, hidden fees, and profit-driven decisions have destroyed homeowner confidence in the insurance industry.
The result? Homeowners are caught between climate disasters and an industry that prioritizes profits over protection. It's time for a revolution.
How Policyholder United Delivers Real Relief
Revolutionary technology meets community empowerment. Here's what makes us different.
AI Risk Mastery
Predict and prevent with satellite and IoT technology. Earn discounts for smart home upgrades and proactive protection.
Blockchain Claims
Transparent, automated payouts in 24 hours—no bureaucracy. Every step is verifiable and fair.
Mutual Power
Own your insurer: Vote on decisions, share surpluses as dividends. Your voice matters.
Community Shield
Fund local resilience projects like flood defenses and firebreaks. Protect neighborhoods together.
Affordable Layers
Custom tiers for catastrophic coverage and parametric insurance for instant disaster relief.
Nationwide Vision
Starting in Florida and California, expanding to protect all Americans from climate risks.
Insurance Built for the Future
Not just coverage—a complete ecosystem of prevention, protection, and community resilience.
Hear from United Policyholders
Real stories from homeowners who joined the revolution
Sarah Martinez
Miami, FL
"Saved $500 per year and got my hurricane claim paid overnight! No more fighting with adjusters."
David Chen
Los Angeles, CA
"After State Farm dropped us, Policyholder United gave us affordable wildfire coverage. True lifesavers."
Maria Rodriguez
Tampa, FL
"Being a member-owner means I have a say in decisions. Finally, an insurance company that respects customers!"
James Wilson
San Diego, CA
"The AI risk assessment helped me fireproof my home and reduced my premium by 25%. Smart and rewarding!"
Ready to Unite and Protect Your Home?
Join thousands of homeowners taking control of their insurance future
Sign up for beta access + FREE home risk report
Beta launching soon—pending regulatory approval. This is not insurance advice. Consult with licensed professionals for coverage decisions.